Your money, recorded automatically

Cashbook AI reads your bank SMS and UPI alerts on your phone and records every expense for you — no typing. Split bills with friends, keep an udhaar khata and track vehicle fuel and mileage, all in one private app.

Get it onGoogle Play See features

Free to use
Works in any currency
English, Hindi & Hinglish voice entry

Inside the app

A closer look at Cashbook AI

Cashbook AI: Your money, recorded automatically — Your money, recorded automatically

Cashbook AI: Split bills with friends — Split bills with friends

Cashbook AI: Udhaar khata, sorted — Udhaar khata, sorted

Cashbook AI: Vehicle care made easy — Vehicle care made easy

Cashbook AI: Everything in Explore — Everything in Explore

Cashbook AI: See where your money goes — See where your money goes

Cashbook AI: Add anything in a tap — Add anything in a tap

Cashbook AI: Every payment, neatly sorted — Every payment, neatly sorted

Features

Everything Cashbook AI does for you

Records payments for you

Reads bank and card SMS and payment notifications from Google Pay, PhonePe, Paytm, BHIM, CRED and bank apps — only if you turn it on
Import past bank SMS once, so your book starts complete
Asks "What was this for?" right in the notification
Scan a receipt, or say "200 rupees chai" in English, Hindi or Hinglish

Smart suggestions

Categories suggested from your rules, 1,000+ known merchants and your past corrections
One tap to split a dinner, log udhaar or add petrol to your vehicle
A review inbox for anything it isn't sure about

Split bills with friends

Groups for trips, flatmates and outings
Who paid, who owes whom, and the fewest payments to settle up
Send each person a private link with their balance and a UPI pay button — they don't need the app

Udhaar khata

Track money you lent or borrowed per person, with due dates and a running balance
Share a balance or reminder through WhatsApp or SMS

Vehicle care

Petrol, diesel, CNG, hybrid and EV, with real mileage and cost per km
Service history, renewal reminders, FASTag and toll tracking

Your cash book

Books for cash, bank accounts, wallets and cards, each with a running balance
Cash In / Cash Out with a calculator, transfers, notes and photos
Search, filters, calendar view and monthly tables

Budgets, cards & bills

Monthly budgets with rollover, and savings goals
Credit card billing cycles, due-date reminders and EMI tracking
Bill, recharge, insurance and savings-plan reminders

Reports

Dashboard and charts with drill-down
Month-to-month comparison
Export to PDF or Excel

Works worldwide

Any currency and number format
Bank, card and wallet alerts understood across India, the USA, Canada, the UK and Europe, the Gulf, Southeast Asia, Australia, Africa and Latin America

Privacy

Private by design

Your records belong to you. Here is exactly how Cashbook AI handles your data.

Your cash book stays on your phone in an encrypted database.
SMS and notification text are read on the phone and never uploaded.
Sign-in is optional. Only split-bill groups, invites, coins and Premium sync to our server after you sign in with Google.
App lock with PIN or fingerprint, plus "hide amounts".
Optional encrypted backup to a file or to your own Google Drive.
Delete everything any time from Settings › Delete all my data.

Pricing

Free to use, with an upgrade if you want it

Free

₹0

All core features, with small ads in quiet places — never while you type. Some extra actions use coins, which you get free every day.

Premium

₹30 / month

or ₹300 a year, with a 7-day free trial. No ads and no coin costs. Billed by Google Play; cancel anytime.

Cashbook AI is a personal record-keeping tool. It is not a bank, does not move money and does not give loans or financial advice.

Get Cashbook AI

Free on Google Play for Android. Questions? Write to [email protected].

Get it onGoogle Play All products