UPI Charges Above ₹2,000: What the 0.4% MDR Means for You
UPI stays free for you. Here's what the new 0.4% MDR on merchant payments above ₹2,000 means, who pays it, and when it might start.
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Notes on software, integrations and AI
Practical ideas from building and running software for businesses.
How Drop-Downs Work Across Enterprise Systems: Picklists, Enums, UDCs and SAP Value Help
Salesforce says picklist, Centric says Enum, JD Edwards says UDC and SAP says value help. Here is how each one works, and the code-mapping catch that trips up integrations.
How to Track UPI Expenses Automatically (Without Typing a Single Entry)
Writing down every UPI payment never lasts. Here are three ways to track your spending automatically, what to check before trusting an app with your SMS, and a 15-minute monthly money check.